Latest published articles

How to Get Funding with Private Money

A private money loan is a loan between you and another private person. It could be a friend, a family member, or a business partner. The best part? You can structure it however you want as long as everyone agrees. There are no strict rules except the ones you make. But before you jump in, remember that you need to be generous. If you offer fair interest rates and fees, people will want to keep doing business with you. If you mess that up, you will run out of lenders fast.

The Final Years

Confucius finally made it back home to Lu in 484 BC. He was 69—a massive age for that time—and he’d been on the road for 14 years. You’d think the hometown crowd would throw a parade and give him his old job back, but things didn’t quite go like that.

Bogle on Leadership: Purpose, Patience, and Perseverance

Book: Common Sense on Mutual Funds: Fully Updated 10th Anniversary Edition by John C. Bogle ISBN: 978-0-470-59748-4


Chapter 21 is Bogle at his most philosophical. It’s less about numbers and more about what it means to lead an organization that actually serves its people. And it starts with one goal that tells you everything about the man.

Leveling Up With Small Bank Loans

Most people think of big-name banks when they need money for a house, but for real estate investors, those small, local banks are often the real MVPs. These community banks know the neighborhoods, the local markets, and the people living there. This means they can offer specialized loans that the big guys won’t touch. These are often called commercial loans, but you might also hear them called portfolio loans or rehab loans.

The Wandering Years

Imagine quitting your high-paying government job at 54 and spending the next 14 years on a massive road trip because your boss was a flake. That’s basically what Confucius did. From 496 to 484 BC, he and his crew were basically “stateless” and “lordless”—which back then was super dangerous. No boss meant no protection.

Bogle on Entrepreneurship: How Failure and Luck Created Vanguard

Book: Common Sense on Mutual Funds: Fully Updated 10th Anniversary Edition by John C. Bogle ISBN: 978-0-470-59748-4


Every origin story worth telling involves failure. And the story of Vanguard is no exception. Chapter 20 is where Bogle gets personal. He tells you how one of the most important financial companies in history was born from a mess of idealism, bad decisions, lucky breaks, and sheer stubbornness.